Why Buy Travel Insurance?

Travel insurance is designed to cover both you and the cost of your travel arrangements against a variety of unforeseeable reasons that may affect you or your travel plans.

Emergencies happen when you least expect it. Travel insurance provides coverage for Trip Cancellation or Interruption, Medical Expenses, Baggage damage or Travel Delay and much more. Plus we offer our exclusive One Call 24-hour Traveler Assistance Service to help you with emergency situations which occur during Your Trip.

Many travel products are non-refundable: the best airline and cruise deals usually come with few options if you can't actually take your trip. Last week, the airline joyfully booked your flight. This week, it declared bankruptcy. Last month, you reserved space on a cruise to the Caribbean. A few weeks later, a close loved one became critically ill.

Baggage/Personal Effects Loss

You've heard it before: leave your valuables at home! But sometimes, an expensive camera or formal suit needed on the trip becomes lost or stolen. Your homeowner's policy may cover only a small portion of the total loss.

Bankruptcy & Default Protection

What if your airline or travel supplier ceases operations? Other airlines or travel suppliers will try to find space for you but usually at a cost, what happens if they can't meet your needs? We have plans to cover Bankruptcy or default.

Trip Cancellation or Interruption

Do you want to protect your prepaid trip costs if you must cancel or interrupt your trip? Trip cancellation and interruption protects your financial investment of your travel arrangements against a variety of unforeseeable reasons, both medical and non-medical, that may affect you or your travel plans.

Medical/Dental Coverage

Does your personal health or dental insurance cover you in another country? Many plans offer limited or no coverage leaving you responsible for some or all of on-trip medical bills. Our plans also provide coverage for medical transportation costs if you must be medically evacuated for appropriate care.

Terrorist Incidents

Since 2001, Terrorist Incidents that disrupt travel plans have become a reality. If your planned holiday is affected by an unforeseen Terrorist Incident, we have plans to help minimize the financial loss that you may incur.

Rental Car Damage

Local rental contracts may have very high costs to cover collision or other damage to a rental vehicle. Rental Car Damage Coverage may be purchased to protect you from this damage liability.

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